I'm a Nillionaire. Are You?

I have a couple of Coach bags. I have a couple of Gucci bags. I have some Louis Vuitton bags. I just picked up a delightful Anya Hindmarch tote. I have some Cole Haan bags and shoes. Jimmy Choo clutch and heels. Check. Chanel - not yet. Not yet.

I'm wearing a chunky David Yurman bangle on my right wrist - a birthday gift from my husband. I have a decent amount of 22 carat gold and diamonds. I drive nice cars.

But here's the kicker.

I'm a NILLIONAIRE.

I, who have nothing, look like I have a lot. More than most people.

I am fortunate. I am fat. I am a flimsy excuse for a human being.

Really I should be saving for my son's college fund. I opened a Fidelity fund for him but given the way the market is working he'll be lucky if there's $20G in it by the time he's finished with high school. He is 20-months-old right now.

So, to All the Nillionaire Ladies out there - how are you saving?